If you are like me and love to play around with numbers while trying to figure out the best deals on anything and everything, sooner or later you end up with a large number of various tables and spreadsheets containing your calculations. Undoubtedly quite few of those will contain your attempts on figuring out, which of the vast range of available credit cards suits best to your spending habits. Well, I may have just find a great solution to save myself few headaches and use the online Credit Card Rewards Wizard tool instead.
The Credit Card Rewards Wizard is available on the website of a credit card specialists, CreditCardFlyers.com and provides you with an ability to find a credit card featuring the rewards specifically aligned to your everyday spending needs. As they say, a picture is worth thousand words so have a look at it:
You can see that the Credit Card Rewards Wizard is not unlike the spreadsheet you would probably put together yourself, if you were to keep an eye on your expenditures. It includes all the common living costs such as utilities, supermarkets, phone and Internet services and so on.
Once you fill all the categories that apply to you, one simple push of the Click Here For Checking the Rewards button will present you with a large list of the most suitable credit cards. You can instantly review the ratings for each card listed, its annual fee and most importantly the total reward amount entitlement.
At this point of your search for most rewarding credit card using Credit Card Rewards Wizard you may want to read up about each of the presented opportunities. Simply move your mouse cursor over the deal that appeals to you the most and you will be presented with an exhaustive information including how to apply, effective yearly interest rates, rebates conditions and all the other features on offer.
You research however does not need to end here. If you really want to drill down to the core of how each of the rewards is calculated be Credit Card Rewards Wizard’s guest! Firstly you may have noticed that the reward normally come in three different flavors:
- Rebate (usually some kind of cash refund to you at predefined percentage of your annual spendings)
- Points (each of your purchases caries certain amount of points that get accumulated in your account and can be later redeemed for some products or services)
- Miles (each dollar spent provides you with certain amount of miles which, once accumulated into sufficient balances, can be used to claim some free flights)
Now, what you can do on the results list with credit card tailored to your needs is to research how exactly each of your spending categories contributes to the rewards accumulated on chosen card. Simply click on the reward amount and voila! You are presented with an itemized overview telling you how much money can potentially each of your predefined expense categories bring back to your pocket. And that is what I call fine tunning your credit card deal!
As I am yet to find another relevant research tool achieving the quality of the Credit Card Rewards Wizard, in my opinion it is certainly a prime candidate for everyone’s bookmarks.
Related thoughts
Concept of plastic money developed with the introduction of credit cards. If we talk about american credit cards, trend has completely changed and people started giving preference to the americanexpress, because this card provide to right of entry to a variety of limited privileges. Due to competitive banking market different banks have also waved off the annual fee on a variety of travel credit card. While on the other hand variety of bad credit card is also present in market with high interest rates and hidden charges. If you are a business man and looking for credit card, simply search business credit card offers, you will find a lot of results.